GPHACCU

Our History

Ghana Port and Harbour Authority (GPHA) Co-operative Credit Union was established on 1st February 1979, as a Non-bank Co-operative financial institution that offers financial services to its registered members in the form of deposits and loan schemes. The Union is registered under the Co-operative decree of 1968 (NLCD 252), with registration number WR/NC/09 and also affiliated to the Ghana Co-operative Credit Unions Association (CUA) Ltd.

The office of the GPHA Co-operative Credit Union is located behind Bank of Ghana regional office, Takoradi.

The  GPHA Credit Union is governed by a seven (7) member Board of Directors (BOD) and supported by Committees namely; Loans and Supervisory Committees as well as Education Committee each with three (3) members.

Know More About Mandate

The Mandate of GPHACCU as specified by the Co-operative Credit Union Regulation, 2015 (LI 2225), Regulation 3, outlines the following;-

The purpose of a Co-operative Credit Union is to provide financial services to members of that Co-operative Credit Union.

In furtherance of sub regulation (1), a co-operative Credit Union shall promote savings and lending and operate in accordance with the co-operative principles.

Core Values

The success of the GPHA Co-operative Credit Union is based on the under-listed Core Values.

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01
Teamwork

We respect the dignity of committees, employees and members and help to maintain more clearer, unique, and productive relationship among ourselves to achieve the best for our shareholder.

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02
Responsiveness

The purpose of a Co-operative Credit Union is to provide financial services to members of that Co-operative Credit Union.

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03
Integrity

We strive to have the highest level of integrity in our service delivery.

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04
Innovation

We identify and deploy leading edge technology to improve internal processes.

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05
Professionalism

We develop our staff to conduct business with competence and highest ethical standards in the discharge of our business.